In every era of transformative progress, a tipping point emerges—an inflection where yesterday’s impossibilities become the infrastructure of today. In healthcare, we are nearing such a moment. For decades, the health insurance industry has been hindered by administrative complexity, rising costs, and structural inertia. Despite numerous attempts at policy reform, meaningful simplification has remained elusive. But a convergence of emerging technologies—artificial intelligence, decentralized systems, and real-time data networks—is poised to change that.
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